Nowadays, the development of Central Bank Digital Currency (CBDC) is happening rapidly around the world in order to bring modernity to the way we make payments; protect the ability of a country's central bank to control its own currency; improve the inclusion of everyone in respond to disruption; and facilitate the emergence of innovation in a regulated environment for digital payments.
As digital transformation reshapes finance, central banks are increasingly engaging with CBDC as a new form of public money. This book offers a clear and accessible overview of the CBDC landscape, presenting its historical evolution, emerging ecosystem, and regulatory foundations. With a forward-looking perspective, the book explores how CBDCs may influence payment systems, monetary policy implementation, and the future role of central banks. Designed as a practical guide, it supports readers seeking to understand CBDCs and their potential impact on modern digital economies.